Croatia has determined stricter definitions of collateral in the form of residential property:
Ireland has defined a risk weight of 100 % (instead of 50 %) for loans backed by commercial immovable property and has tightened the criteria set for the credit to be considered to be “fully collateralised” and to therefore be able to be assigned a 35% risk weight:
Norway increased the LGD values for residential property from 10 % to 20 %.
This notice is supplied by the Financial Market Authority solely for information purposes. No rights and obligations over and above the provisions of the law can be derived from this information.