{"id":15697688,"date":"2025-09-10T13:44:48","date_gmt":"2025-09-10T11:44:48","guid":{"rendered":"https:\/\/www.fma.gv.at\/?page_id=15697688"},"modified":"2026-02-02T10:31:58","modified_gmt":"2026-02-02T09:31:58","slug":"european-stress-tests-pc","status":"publish","type":"page","link":"https:\/\/www.fma.gv.at\/en\/pensionskassen\/stress-tests-pension-companies\/european-stress-tests-pc\/","title":{"rendered":"European Stress Tests"},"content":{"rendered":"<?xml encoding=\"utf-8\" ?><div class=\"wp-block-cover is-light has-custom-content-position is-position-bottom-right\"><img loading=\"lazy\" decoding=\"async\" width=\"1700\" height=\"716\" class=\"wp-block-cover__image-background wp-image-11755462 size-full\" alt=\"\" src=\"https:\/\/www.fma.gv.at\/wp-content\/uploads\/2025\/07\/Europa-Landkarte-Cover.png\" data-object-fit=\"cover\" srcset=\"https:\/\/www.fma.gv.at\/wp-content\/uploads\/2025\/07\/Europa-Landkarte-Cover.png 1700w, https:\/\/www.fma.gv.at\/wp-content\/uploads\/2025\/07\/Europa-Landkarte-Cover-320x135.png 320w, https:\/\/www.fma.gv.at\/wp-content\/uploads\/2025\/07\/Europa-Landkarte-Cover-640x270.png 640w, https:\/\/www.fma.gv.at\/wp-content\/uploads\/2025\/07\/Europa-Landkarte-Cover-1536x647.png 1536w\" sizes=\"auto, (max-width: 1700px) 100vw, 1700px\" \/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim\" style=\"background-color:#8aaca5\"><\/span><div class=\"wp-block-cover__inner-container is-layout-constrained wp-block-cover-is-layout-constrained\">\n<p class=\"has-text-align-right has-medium-font-size wp-block-paragraph\">European Stress Tests &ndash; Pension Companies<\/p>\n<\/div><\/div><p class=\"wp-block-paragraph\"><\/p><p class=\"wp-block-paragraph\">In addition to the national stress tests conducted by the Austrian Financial Market Authority (FMA) the European Insurance and Occupational Pensions Authority (<a href=\"https:\/\/www.eiopa.europa.eu\/\" target=\"_blank\" rel=\"noopener\" class=\"external\">EIOPA<\/a>) generally conducted a Europe-wide stress on institutions for occupational retirement provision every three years that also covers Austrian pension companies. The FMA determines the participants in the stress test.<\/p><p class=\"wp-block-paragraph\">The stress tests are conducted in close cooperation with the national supervisory authorities. Information about the stress tests conducted by EIOPA jointly with the national supervisory authorities may be found under the following link: <a href=\"https:\/\/www.eiopa.europa.eu\/browse\/financial-stability\/occupational-pensions-stress-test_en\" target=\"_blank\" rel=\"noopener\" class=\"external\">Occupational pension stress test | EIOPA<\/a>. <\/p><p class=\"wp-block-paragraph\">The FMA would like to point out that stress test results should be interpreted in view of the assumptions made. A comparison of the results of individual countries is only possible to a limited extent in light of respective country-specific circumstances. The occupational pension sector in Europe is very heterogeneous. Employment and social law provisions also vary as well as the tax regulations.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In addition to the national stress tests conducted by the Austrian Financial Market Authority (FMA) the European Insurance and Occupational &#8230;<\/p>\n","protected":false},"author":20,"featured_media":11755502,"parent":15697817,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"landing-page.php","meta":{"inline_featured_image":false,"footnotes":""},"class_list":["post-15697688","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>European Stress Tests - FMA \u00d6sterreich<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fma.gv.at\/en\/pensionskassen\/stress-tests-pension-companies\/european-stress-tests-pc\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"European Stress Tests - FMA \u00d6sterreich\" \/>\n<meta property=\"og:description\" content=\"In addition to the national stress tests conducted by the Austrian Financial Market Authority (FMA) the European Insurance and Occupational ...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.fma.gv.at\/en\/pensionskassen\/stress-tests-pension-companies\/european-stress-tests-pc\/\" \/>\n<meta property=\"og:site_name\" content=\"FMA \u00d6sterreich\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-02T09:31:58+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.fma.gv.at\/wp-content\/uploads\/2025\/07\/Europa-Landkarte-Teaser.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1320\" \/>\n\t<meta property=\"og:image:height\" content=\"440\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@FMA_AT\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/pensionskassen\\\/stress-tests-pension-companies\\\/european-stress-tests-pc\\\/\",\"url\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/pensionskassen\\\/stress-tests-pension-companies\\\/european-stress-tests-pc\\\/\",\"name\":\"European Stress Tests - FMA \u00d6sterreich\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/pensionskassen\\\/stress-tests-pension-companies\\\/european-stress-tests-pc\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/pensionskassen\\\/stress-tests-pension-companies\\\/european-stress-tests-pc\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.fma.gv.at\\\/wp-content\\\/uploads\\\/2025\\\/07\\\/Europa-Landkarte-Teaser.png\",\"datePublished\":\"2025-09-10T11:44:48+00:00\",\"dateModified\":\"2026-02-02T09:31:58+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/pensionskassen\\\/stress-tests-pension-companies\\\/european-stress-tests-pc\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/pensionskassen\\\/stress-tests-pension-companies\\\/european-stress-tests-pc\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/pensionskassen\\\/stress-tests-pension-companies\\\/european-stress-tests-pc\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.fma.gv.at\\\/wp-content\\\/uploads\\\/2025\\\/07\\\/Europa-Landkarte-Teaser.png\",\"contentUrl\":\"https:\\\/\\\/www.fma.gv.at\\\/wp-content\\\/uploads\\\/2025\\\/07\\\/Europa-Landkarte-Teaser.png\",\"width\":1320,\"height\":440},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/pensionskassen\\\/stress-tests-pension-companies\\\/european-stress-tests-pc\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Pensionskassen\",\"item\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/pensionskassen\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Stress Tests &#8211; 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