{"id":20166,"date":"2018-10-12T11:28:25","date_gmt":"2018-10-12T09:28:25","guid":{"rendered":"https:\/\/www.fma.gv.at\/?page_id=20166"},"modified":"2025-09-30T11:24:39","modified_gmt":"2025-09-30T09:24:39","slug":"bank-accounts","status":"publish","type":"page","link":"https:\/\/www.fma.gv.at\/en\/bank-accounts\/","title":{"rendered":"Bank accounts"},"content":{"rendered":"

Whether you wish to open an account or have questions about deposit protection, the obligation to identify yourself, banking secrecy or basic payment accounts – you can find the answers here!<\/p>

\n<\/p>

Accounts - what you ought to know about transfers and fees!<\/a><\/div>

\n<\/p>

Changing accounts - from one bank to another, this is how you do it!<\/a><\/div>

\n<\/p>

Strong Customer Authentication – what is it for and how does it work?<\/a><\/div>

\n<\/p>

The obligation to identify yourself - your bank has to know you!<\/a><\/div>

\n<\/p>

Deposit protection - what is covered?<\/a><\/div>

\n<\/p>

The basic payment account - the right to have a bank account<\/a><\/div>

\n<\/p>

What is banking secrecy?<\/a><\/div>

\n<\/p>

Customer obligations when using an account on behalf of others<\/a><\/div>

\n<\/p>\n","protected":false},"excerpt":{"rendered":"

Whether you wish to open an account or have questions about deposit protection, the obligation to identify yourself, banking secrecy …<\/p>\n","protected":false},"author":20,"featured_media":0,"parent":0,"menu_order":43,"comment_status":"closed","ping_status":"closed","template":"megamenu-page.php","meta":{"inline_featured_image":false,"footnotes":""},"class_list":["post-20166","page","type-page","status-publish","hentry"],"yoast_head":"\nBank accounts - FMA \u00d6sterreich<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fma.gv.at\/en\/bank-accounts\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bank accounts - FMA \u00d6sterreich\" \/>\n<meta property=\"og:description\" content=\"Whether you wish to open an account or have questions about deposit protection, the obligation to identify yourself, banking secrecy ...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.fma.gv.at\/en\/bank-accounts\/\" \/>\n<meta property=\"og:site_name\" content=\"FMA \u00d6sterreich\" \/>\n<meta property=\"article:modified_time\" content=\"2025-09-30T09:24:39+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.fma.gv.at\/wp-content\/uploads\/2017\/05\/FMA_FB_Logo.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"925\" \/>\n\t<meta property=\"og:image:height\" content=\"524\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@FMA_AT\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/bank-accounts\\\/\",\"url\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/bank-accounts\\\/\",\"name\":\"Bank accounts - 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