{"id":28415671,"date":"2026-02-05T09:55:37","date_gmt":"2026-02-05T08:55:37","guid":{"rendered":"https:\/\/www.fma.gv.at\/?page_id=28415671"},"modified":"2026-02-10T11:00:25","modified_gmt":"2026-02-10T10:00:25","slug":"financial-conglomerates","status":"publish","type":"page","link":"https:\/\/www.fma.gv.at\/en\/financial-conglomerates\/","title":{"rendered":"Financial Conglomerates"},"content":{"rendered":"
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Financial Conglomerates<\/p>\n<\/div><\/div>

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Financial conglomerates are financial groups, which offer their services and products in various financial sectors (the banking, investment services and insurance sectors). Special supervisory regulations taken into considerations the cross-sector significance of financial conglomerates to be able to effectively counteract the increasing interdependencies from both sectors that can lead to cross-sector effects in the event of an entity falling into financial difficulties.<\/p>

Supplementary supervision has been introduced for credit institutions, insurance undertakings and investment firms belonging to a financial conglomerate, that conduct a considerable amount of cross-sectoral business that exceeds certain thresholds.<\/p>

European Banking Authority (EBA) Landing Page about Supervision of Financial Conglomerates<\/a><\/p>

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Legal Framework<\/a><\/h3><\/div>
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Financial Conglomerates in Austria<\/a><\/h3><\/div>
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Reporting to the FMA<\/a><\/h3><\/div>
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Financial conglomerates are financial groups, which offer their services and products in various financial sectors (the banking, investment services and …<\/p>\n","protected":false},"author":20,"featured_media":27934696,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"landing-page.php","meta":{"inline_featured_image":false,"footnotes":""},"class_list":["post-28415671","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"\nFinancial Conglomerates - FMA \u00d6sterreich<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fma.gv.at\/en\/financial-conglomerates\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Financial Conglomerates - FMA \u00d6sterreich\" \/>\n<meta property=\"og:description\" content=\"Financial conglomerates are financial groups, which offer their services and products in various financial sectors (the banking, investment services and ...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.fma.gv.at\/en\/financial-conglomerates\/\" \/>\n<meta property=\"og:site_name\" content=\"FMA \u00d6sterreich\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-10T10:00:25+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.fma.gv.at\/wp-content\/uploads\/2026\/02\/Finanzkonglomerate-Teaser.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1320\" \/>\n\t<meta property=\"og:image:height\" content=\"440\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@FMA_AT\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/financial-conglomerates\\\/\",\"url\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/financial-conglomerates\\\/\",\"name\":\"Financial Conglomerates - 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