{"id":30594,"date":"2020-05-18T18:11:50","date_gmt":"2020-05-18T16:11:50","guid":{"rendered":"https:\/\/www.fma.gv.at\/?page_id=30594"},"modified":"2023-10-17T18:25:18","modified_gmt":"2023-10-17T16:25:18","slug":"disclosure-and-publications-by-the-fma-in-accordance-with-article-88-zadig-2018","status":"publish","type":"page","link":"https:\/\/www.fma.gv.at\/en\/financial-service-providers\/payment-institutions\/disclosure-and-publications-by-the-fma-in-accordance-with-article-88-zadig-2018\/","title":{"rendered":"Disclosure and Publications by the FMA in accordance with Article&nbsp;88 ZaDiG 2018"},"content":{"rendered":"<?xml encoding=\"utf-8\" ?><p class=\"wp-block-paragraph\">Pursuant to Article 88 of the Payment Services Act 2018 (ZaDiG 2018; Zahlungsdienstegesetz 2018), the <abbr title=\"Financial Market Authority\">FMA<\/abbr>  is the competent authority for the supervision of payment institutions. Directive (EU) 2015\/2366 (Payment Services Directive 2 (<abbr title=\"2nd Payment Services Directive\">PSD2<\/abbr> )) is transposed by <abbr title=\"Zahlungsdienstegesetz 2018\">ZaDiG 2018<\/abbr> .<\/p><p>\n\n\n<div class=\"card\">  <div class=\"card-header\" id=\"heading-6a3d5c52893e1\">    <h2 class=\"mb-0\">      <button class=\"btn btn-link btn-block text-left p-0 d-flex align-items-center justify-content-between\" type=\"button\" data-toggle=\"collapse\" data-target=\"#collapse-heading-6a3d5c52893e1\" aria-expanded=\"false\" aria-controls=\"collapse-heading-6a3d5c52893e1\">        <span>Applicable laws and regulations in the supervision of&nbsp; Payment Institutions<\/span>        <i class=\"fa-solid fa-chevron-down text-primary\" aria-hidden=\"true\"><\/i>      <\/button>    <\/h2>  <\/div>  <div id=\"collapse-heading-6a3d5c52893e1\" class=\"collapse\" aria-labelledby=\"heading-6a3d5c52893e1\">    <div class=\"card-body\"><p><\/p><p>Under Article 88 para. 5 no. 1 <abbr title=\"Zahlungsdienstegesetz 2018\">ZaDiG 2018<\/abbr>  the FMA is required to publish the applicable laws and regulations on its website that apply to the supervision of payment institutions.<\/p><h3>Law<\/h3><ul>\n<li>Payment Services Act 2018 (ZaDiG 2018; Zahlungsdienstegesetz)<\/li>\n<\/ul><h3>Regulations<\/h3><ul>\n<li>Qualifying Holdings Regulation 2016 (EKV 2016; Eigent&uuml;merkontrollverordnung 2016)<\/li>\n<li>FMA Deadline Extensions Regulation 2020 (FMA-FriVerV 2020; FMA-Fristenverl&auml;ngerungsverordnung 2020)<\/li>\n<li>FMA Fees Regulation (FMA-GebV; FMA-Geb&uuml;hrenverordnung)<\/li>\n<li>FMA Incoming Platform Regulation (FMA-IPV; FMA-Incoming-Plattform-Verordnung)<\/li>\n<li>FMA Cost Regulation 2016 (FMA-KVO 2016; FMA-Kostenverordnung 2016)<\/li>\n<li>FMA Regulation on the Annex to the Audit Report for Payment Institutions (ZAPV; Anlage zum Pr&uuml;fungsbericht f&uuml;r Zahlungsinstitute)<\/li>\n<li><span class=\"bocListContent\"><span class=\"bocListCommandText\">Payment Institution and Electronic Money Institution Reporting Regulation (ZEIMV; Zahlungs- und E-Geld-Institute-Meldeverordnung)<\/span><\/span><\/li>\n<\/ul><p>    <\/div>  <\/div><\/div><p>\n<div class=\"card\">  <div class=\"card-header\" id=\"heading-6a3d5c5289526\">    <h2 class=\"mb-0\">      <button class=\"btn btn-link btn-block text-left p-0 d-flex align-items-center justify-content-between\" type=\"button\" data-toggle=\"collapse\" data-target=\"#collapse-heading-6a3d5c5289526\" aria-expanded=\"false\" aria-controls=\"collapse-heading-6a3d5c5289526\">        <span>FMA Minimum Standards and Circulars relating to the Supervision of Payment Institutions<\/span>        <i class=\"fa-solid fa-chevron-down text-primary\" aria-hidden=\"true\"><\/i>      <\/button>    <\/h2>  <\/div>  <div id=\"collapse-heading-6a3d5c5289526\" class=\"collapse\" aria-labelledby=\"heading-6a3d5c5289526\">    <div class=\"card-body\"><p><\/p><p>Under Article 88 para. 5 no. 2 <abbr title=\"Zahlungsdienstegesetz 2018\">ZaDiG 2018<\/abbr>  the FMA is required to publish FMA Minimum Standards and Circulars relating to the supervision of payment institutions on its website.<\/p><p>\n\n<\/p><p>    <\/div>  <\/div><\/div><p>\n<div class=\"card\">  <div class=\"card-header\" id=\"heading-6a3d5c528fcd1\">    <h2 class=\"mb-0\">      <button class=\"btn btn-link btn-block text-left p-0 d-flex align-items-center justify-content-between\" type=\"button\" data-toggle=\"collapse\" data-target=\"#collapse-heading-6a3d5c528fcd1\" aria-expanded=\"false\" aria-controls=\"collapse-heading-6a3d5c528fcd1\">        <span>Exercising of Opinions available under PSD2<\/span>        <i class=\"fa-solid fa-chevron-down text-primary\" aria-hidden=\"true\"><\/i>      <\/button>    <\/h2>  <\/div>  <div id=\"collapse-heading-6a3d5c528fcd1\" class=\"collapse\" aria-labelledby=\"heading-6a3d5c528fcd1\">    <div class=\"card-body\"><p><\/p><p>Under Article 88 para. 5 no. 3 <abbr title=\"Zahlungsdienstegesetz 2018\">ZaDiG 2018<\/abbr> , the FMA is obliged to disclose the options under Directive (EU) 2015\/2366 that are exercised on its website.<\/p><p>\n<a href=\"\/wp-content\/plugins\/dw-fma\/download.php?d=4633&nonce=62ed55d89c34124d\" class=\"internal single-document-reference piwik_download\">Overview of exercised discretions from PSD2 (<span class=\"sr-only\">Format: <\/span>xlsx, <span class=\"sr-only\">Size: <\/span>27,5 KB, <span class=\"sr-only\">Language: <\/span>English)<\/a>\n<\/p><p>    <\/div>  <\/div><\/div><p>\n<\/p><h2>Further Information<\/h2><p>\n<div id=\"reference-6a3d5c5299df4\" class=\"reference\"><h3 class=\"reference-heading\"><span class=\"fa-solid fa-scale-balanced fa-fw\" aria-hidden=\"true\"><\/span>Law<\/h3><p><\/p><p>\n<a href=\"\/wp-content\/plugins\/dw-fma\/download.php?d=3569&nonce=408de54adee69789\" class=\"internal single-document-reference piwik_download\">Payment Services Act 2018 (ZaDiG 2018; Zahlungsdienstegesetz 2018) (<span class=\"sr-only\">Format: <\/span>pdf, <span class=\"sr-only\">Size: <\/span>1,0 MB, <span class=\"sr-only\">Language: <\/span>English)<\/a>\n<a href=\"\/wp-content\/plugins\/dw-fma\/download.php?d=2283&nonce=f3686614b284567c\" class=\"internal single-document-reference piwik_download\">Regulation on Qualifying Holdings 2016 (Eigent\u00fcmerkontrollverordnung 2016 \u2013 EKV 2016) (<span class=\"sr-only\">Format: <\/span>pdf, <span class=\"sr-only\">Size: <\/span>399,4 KB, <span class=\"sr-only\">Language: <\/span>English)<\/a><a href=\"\/wp-content\/plugins\/dw-fma\/download.php?d=4596&nonce=1bc5bf1e22821510\" class=\"internal single-document-reference piwik_download\">FMA Deadline Extensions Regulation 2020 (FMA-FriVerV 2020; FMA-Fristenverl\u00e4ngerungsverordnung 2020) (<span class=\"sr-only\">Format: <\/span>pdf, <span class=\"sr-only\">Size: <\/span>343,3 KB, <span class=\"sr-only\">Language: <\/span>English)<\/a><a href=\"\/wp-content\/plugins\/dw-fma\/download.php?d=3735&nonce=260b64203db38cad\" class=\"internal single-document-reference piwik_download\">Regulation of the Financial Market Authority (FMA) on Electronic Submission (FMA Regulation on the Incoming Platform - FMA-IPV; FMA-Incoming-Plattformverordnung) (<span class=\"sr-only\">Format: <\/span>pdf, <span class=\"sr-only\">Size: <\/span>139,1 KB, <span class=\"sr-only\">Language: <\/span>English)<\/a><a href=\"\/wp-content\/plugins\/dw-fma\/download.php?d=4631&nonce=48dfb461351c9269\" class=\"internal single-document-reference piwik_download\">FMA Cost Regulation 2016 (FMA-KVO 2016; FMA-Kostenverordnung 2016) (<span class=\"sr-only\">Format: <\/span>pdf, <span class=\"sr-only\">Size: <\/span>306,7 KB, <span class=\"sr-only\">Language: <\/span>English)<\/a>\n<\/p><p><\/div><p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Pursuant to Article 88 of the Payment Services Act 2018 (ZaDiG 2018; Zahlungsdienstegesetz 2018), the is the competent authority for &#8230;<\/p>\n","protected":false},"author":20,"featured_media":0,"parent":5476,"menu_order":4,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"footnotes":""},"class_list":["post-30594","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Disclosure and Publications by the FMA in accordance with Article&nbsp;88 ZaDiG 2018 - FMA \u00d6sterreich<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fma.gv.at\/en\/financial-service-providers\/payment-institutions\/disclosure-and-publications-by-the-fma-in-accordance-with-article-88-zadig-2018\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta 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