{"id":32286302,"date":"2026-03-02T11:10:38","date_gmt":"2026-03-02T10:10:38","guid":{"rendered":"https:\/\/www.fma.gv.at\/?page_id=32286302"},"modified":"2026-03-25T16:10:51","modified_gmt":"2026-03-25T15:10:51","slug":"solvency-ii","status":"publish","type":"page","link":"https:\/\/www.fma.gv.at\/en\/insurance\/solvency-ii\/","title":{"rendered":"Solvency II"},"content":{"rendered":"
\"\"<\/span>
\n

Solvency II Insurance Supervision Regime<\/strong><\/p>\n<\/div><\/div>

<\/div>

On 1 January 2016 a fundamental reform in insurance supervision law entered into force with the introduction of Solvency II. In particular the own funds requirements (solvency regulations) for insurance and reinsurance undertakings are affected. The previously existing static system for the determining of own funds requirements was replaced by a risk-based system. Qualitative elements, such as, for example, internal risk management are required to be afforded stronger consideration. Under the new supervisory regime, it is intended to achieve greater harmonisation of supervision in Europe.<\/p>

\"\"<\/div>

Significant elements and aims<\/a><\/h3><\/div>
<\/div><\/div>
\"\"<\/div>

The three pillar approach<\/a><\/h3><\/div>
<\/div><\/div>
\"\"<\/div>

The development of Solvency II<\/a><\/h3><\/div>
<\/div><\/div>
\"\"<\/div>

Recovery and Resolution<\/a><\/h3><\/div>
<\/div><\/div>
\"\"<\/div>

FMA Guides<\/a><\/h3><\/div>
<\/div><\/div>
\"\"<\/div>

Information events<\/a><\/h3><\/div>
<\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"

On 1 January 2016 a fundamental reform in insurance supervision law entered into force with the introduction of Solvency II. …<\/p>\n","protected":false},"author":20,"featured_media":29990529,"parent":5474,"menu_order":6,"comment_status":"closed","ping_status":"closed","template":"landing-page.php","meta":{"inline_featured_image":false,"footnotes":""},"class_list":["post-32286302","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"\nSolvency II - FMA \u00d6sterreich<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fma.gv.at\/en\/insurance\/solvency-ii\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Solvency II - FMA \u00d6sterreich\" \/>\n<meta property=\"og:description\" content=\"On 1 January 2016 a fundamental reform in insurance supervision law entered into force with the introduction of Solvency II. ...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.fma.gv.at\/en\/insurance\/solvency-ii\/\" \/>\n<meta property=\"og:site_name\" content=\"FMA \u00d6sterreich\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-25T15:10:51+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.fma.gv.at\/wp-content\/uploads\/2026\/02\/Solvency-2-Teaser.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1700\" \/>\n\t<meta property=\"og:image:height\" content=\"716\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@FMA_AT\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/insurance\\\/solvency-ii\\\/\",\"url\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/insurance\\\/solvency-ii\\\/\",\"name\":\"Solvency II - FMA \u00d6sterreich\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/insurance\\\/solvency-ii\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/insurance\\\/solvency-ii\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.fma.gv.at\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/Solvency-2-Teaser.jpg\",\"datePublished\":\"2026-03-02T10:10:38+00:00\",\"dateModified\":\"2026-03-25T15:10:51+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/insurance\\\/solvency-ii\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/insurance\\\/solvency-ii\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/insurance\\\/solvency-ii\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.fma.gv.at\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/Solvency-2-Teaser.jpg\",\"contentUrl\":\"https:\\\/\\\/www.fma.gv.at\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/Solvency-2-Teaser.jpg\",\"width\":1700,\"height\":716},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/insurance\\\/solvency-ii\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Insurance\",\"item\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/insurance\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Solvency II\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/\",\"name\":\"FMA \u00d6sterreich\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/#organization\",\"name\":\"FMA - Finanzmarktaufsicht\",\"url\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.fma.gv.at\\\/wp-content\\\/uploads\\\/2017\\\/05\\\/FMA_Logo_Twitter_400x400.png\",\"contentUrl\":\"https:\\\/\\\/www.fma.gv.at\\\/wp-content\\\/uploads\\\/2017\\\/05\\\/FMA_Logo_Twitter_400x400.png\",\"width\":400,\"height\":400,\"caption\":\"FMA - Finanzmarktaufsicht\"},\"image\":{\"@id\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/x.com\\\/FMA_AT\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Solvency II - FMA \u00d6sterreich","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.fma.gv.at\/en\/insurance\/solvency-ii\/","og_locale":"en_US","og_type":"article","og_title":"Solvency II - FMA \u00d6sterreich","og_description":"On 1 January 2016 a fundamental reform in insurance supervision law entered into force with the introduction of Solvency II. ...","og_url":"https:\/\/www.fma.gv.at\/en\/insurance\/solvency-ii\/","og_site_name":"FMA \u00d6sterreich","article_modified_time":"2026-03-25T15:10:51+00:00","og_image":[{"width":1700,"height":716,"url":"https:\/\/www.fma.gv.at\/wp-content\/uploads\/2026\/02\/Solvency-2-Teaser.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_site":"@FMA_AT","twitter_misc":{"Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.fma.gv.at\/en\/insurance\/solvency-ii\/","url":"https:\/\/www.fma.gv.at\/en\/insurance\/solvency-ii\/","name":"Solvency II - FMA \u00d6sterreich","isPartOf":{"@id":"https:\/\/www.fma.gv.at\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.fma.gv.at\/en\/insurance\/solvency-ii\/#primaryimage"},"image":{"@id":"https:\/\/www.fma.gv.at\/en\/insurance\/solvency-ii\/#primaryimage"},"thumbnailUrl":"https:\/\/www.fma.gv.at\/wp-content\/uploads\/2026\/02\/Solvency-2-Teaser.jpg","datePublished":"2026-03-02T10:10:38+00:00","dateModified":"2026-03-25T15:10:51+00:00","breadcrumb":{"@id":"https:\/\/www.fma.gv.at\/en\/insurance\/solvency-ii\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.fma.gv.at\/en\/insurance\/solvency-ii\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.fma.gv.at\/en\/insurance\/solvency-ii\/#primaryimage","url":"https:\/\/www.fma.gv.at\/wp-content\/uploads\/2026\/02\/Solvency-2-Teaser.jpg","contentUrl":"https:\/\/www.fma.gv.at\/wp-content\/uploads\/2026\/02\/Solvency-2-Teaser.jpg","width":1700,"height":716},{"@type":"BreadcrumbList","@id":"https:\/\/www.fma.gv.at\/en\/insurance\/solvency-ii\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.fma.gv.at\/en\/"},{"@type":"ListItem","position":2,"name":"Insurance","item":"https:\/\/www.fma.gv.at\/en\/insurance\/"},{"@type":"ListItem","position":3,"name":"Solvency II"}]},{"@type":"WebSite","@id":"https:\/\/www.fma.gv.at\/en\/#website","url":"https:\/\/www.fma.gv.at\/en\/","name":"FMA \u00d6sterreich","description":"","publisher":{"@id":"https:\/\/www.fma.gv.at\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.fma.gv.at\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.fma.gv.at\/en\/#organization","name":"FMA - Finanzmarktaufsicht","url":"https:\/\/www.fma.gv.at\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.fma.gv.at\/en\/#\/schema\/logo\/image\/","url":"https:\/\/www.fma.gv.at\/wp-content\/uploads\/2017\/05\/FMA_Logo_Twitter_400x400.png","contentUrl":"https:\/\/www.fma.gv.at\/wp-content\/uploads\/2017\/05\/FMA_Logo_Twitter_400x400.png","width":400,"height":400,"caption":"FMA - Finanzmarktaufsicht"},"image":{"@id":"https:\/\/www.fma.gv.at\/en\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/x.com\/FMA_AT"]}]}},"toolset-meta":[],"publishpress_future_action":{"enabled":false,"date":"2026-06-16 15:03:36","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"translation_priority","extraData":[]},"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/www.fma.gv.at\/en\/wp-json\/wp\/v2\/pages\/32286302","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fma.gv.at\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.fma.gv.at\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.fma.gv.at\/en\/wp-json\/wp\/v2\/users\/20"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fma.gv.at\/en\/wp-json\/wp\/v2\/comments?post=32286302"}],"version-history":[{"count":7,"href":"https:\/\/www.fma.gv.at\/en\/wp-json\/wp\/v2\/pages\/32286302\/revisions"}],"predecessor-version":[{"id":32291740,"href":"https:\/\/www.fma.gv.at\/en\/wp-json\/wp\/v2\/pages\/32286302\/revisions\/32291740"}],"up":[{"embeddable":true,"href":"https:\/\/www.fma.gv.at\/en\/wp-json\/wp\/v2\/pages\/5474"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.fma.gv.at\/en\/wp-json\/wp\/v2\/media\/29990529"}],"wp:attachment":[{"href":"https:\/\/www.fma.gv.at\/en\/wp-json\/wp\/v2\/media?parent=32286302"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}