{"id":34025,"date":"2021-04-15T08:50:38","date_gmt":"2021-04-15T06:50:38","guid":{"rendered":"https:\/\/www.fma.gv.at\/?page_id=34025"},"modified":"2024-01-30T11:53:18","modified_gmt":"2024-01-30T10:53:18","slug":"pan-european-personal-pension-product-pepp","status":"publish","type":"page","link":"https:\/\/www.fma.gv.at\/en\/insurance\/information-about-individual-insurance-classes\/pan-european-personal-pension-product-pepp\/","title":{"rendered":"Pan-European Personal Pension Product (PEPP)"},"content":{"rendered":"<?xml encoding=\"utf-8\" ?><p class=\"wp-block-paragraph\">The Pan-European Personal Pension Product (PEPP) is designed for the European citizen, enabling consumers to save for their future retirement throughout their European career in a safe, transparent and high-quality pension product.<\/p><p class=\"wp-block-paragraph\"><abbr title=\"Pan-European Personal Pension Product\">PEPP<\/abbr>  is a voluntary personal pension scheme that will complement existing public and occupational pension systems, as well as national private pension schemes.<\/p><p class=\"wp-block-paragraph\"><abbr title=\"Pan-European Personal Pension Products\">PEPPs<\/abbr>  are regulated by the Regulation 2019\/1238, also known as the <abbr title=\"Pan-European Personal Pension Product\">PEPP<\/abbr>  Regulation. The <abbr title=\"Pan-European Personal Pension Product\">PEPP<\/abbr>  Regulation establishes the legal foundation for a pan-European personal pension market, by ensuring standardisation of the core product features, such as: transparency requirements, investment rules, switching right and type of investment options.<\/p><p class=\"wp-block-paragraph\">The Delegated Regulation on <abbr title=\"Pan-European Personal Pension Product\">PEPP<\/abbr>  was published in the <a href=\"https:\/\/eur-lex.europa.eu\/legal-content\/EN\/TXT\/PDF\/?uri=OJ:L:2021:099:FULL&amp;from=EN\" class=\"external\" target=\"_blank\" rel=\"noopener\">Official Journal<\/a> on 22 March 2021 and the <strong><abbr title=\"Pan-European Personal Pension Product\">PEPP<\/abbr>  Regulation thereby became applicable on 22 March 2022<\/strong>.<\/p><p class=\"wp-block-paragraph\"><\/p><p class=\"wp-block-paragraph\">The remaining Level II texts were published on 04.06.2021. They relate to:<\/p><ul class=\"wp-block-list\">\n<li>Delegated Regulation with regard to product intervention (<a href=\"https:\/\/eur-lex.europa.eu\/legal-content\/EN\/TXT\/?uri=uriserv%3AOJ.L_.2021.197.01.0001.01.ENG&amp;toc=OJ%3AL%3A2021%3A197%3ATOC\" class=\"external\" target=\"_blank\" rel=\"noopener\">EUR-Lex &ndash; 32021R0895 &ndash; EN &ndash; EUR-Lex (europa.eu)<\/a>)<\/li>\n\n\n\n<li>Delegated Regulation for the purposes of the convergence of supervisory reporting (<a href=\"https:\/\/eur-lex.europa.eu\/legal-content\/EN\/TXT\/?uri=uriserv%3AOJ.L_.2021.197.01.0005.01.ENG&amp;toc=OJ%3AL%3A2021%3A197%3ATOC\" class=\"external\" target=\"_blank\" rel=\"noopener\">EUR-Lex &ndash; 32021R0896 &ndash; EN &ndash; EUR-Lex (europa.eu)<\/a>).<\/li>\n\n\n\n<li>Implementing technical standards with regard to the format of supervisory reporting to the competent authorities and the cooperation and exchange of information between competent authorities and with the <abbr title=\"European Insurance and Occupational Pensions Authority\">EIOPA<\/abbr>  (<a href=\"https:\/\/eur-lex.europa.eu\/legal-content\/EN\/TXT\/?uri=uriserv%3AOJ.L_.2021.197.01.0007.01.ENG&amp;toc=OJ%3AL%3A2021%3A197%3ATOC\" class=\"external\" target=\"_blank\" rel=\"noopener\">EUR-Lex &ndash; 32021R0897 &ndash; EN &ndash; EUR-Lex (europa.eu)<\/a>).<\/li>\n<\/ul><p class=\"wp-block-paragraph\">At the same time, <abbr title=\"European Insurance and Occupational Pensions Authority\">EIOPA<\/abbr>  issued Guidelines on the supervisory reporting for the Pan-European Personal Pension Product (PEPP), in order to ensure the harmonised and consistent application of reporting requirements (<a href=\"https:\/\/www.eiopa.europa.eu\/eiopa-issues-guidelines-supervisory-reporting-pan-european-personal-pension-product-2021-06-04_en\" class=\"external\" target=\"_blank\" rel=\"noopener\"><abbr title=\"European Insurance and Occupational Pensions Authority\">EIOPA<\/abbr>  issues Guidelines on the supervisory reporting for the Pan-European Personal Pension Product | <abbr title=\"European Insurance and Occupational Pensions Authority\">EIOPA<\/abbr>  (europa.eu)<\/a>).<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Pan-European Personal Pension Product (PEPP) is designed for the European citizen, enabling consumers to save for their future retirement &#8230;<\/p>\n","protected":false},"author":60,"featured_media":0,"parent":8191,"menu_order":4,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"footnotes":""},"class_list":["post-34025","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - 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