{"id":5492,"date":"2016-04-21T15:21:56","date_gmt":"2016-04-21T13:21:56","guid":{"rendered":"https:\/\/www.fma.gv.at\/en\/?page_id=5492"},"modified":"2025-01-02T11:29:48","modified_gmt":"2025-01-02T10:29:48","slug":"licencing-and-registration-of-payment-services","status":"publish","type":"page","link":"https:\/\/www.fma.gv.at\/en\/financial-service-providers\/payment-institutions\/licencing-and-registration-of-payment-services\/","title":{"rendered":"Licencing and Registration of Payment Services"},"content":{"rendered":"<?xml encoding=\"utf-8\" ?><p>Payment institution are required to comply with strict supervisory requirements. They requirements include requirements relating to own funds or risk management, the suitability of directors and reporting. These requirements are based on those that apply to credit institutions. This page contains relevant information about the granting of licences for payment institutions and payment initiation service providers as well as the registration of account information service providers.<\/p><p>Licences for Austrian payment institutions and payment initiation service provider are granted by the Financial Market Authority. The registration of account information service providers is also conducted by the Financial Market Authority (FMA). Applications for licences must contain certain details, which are listed in Section 1 of Chapter 2 of the Payment Services Act 2018 (<abbr title=\"Zahlungsdienstegesetz 2018\">ZaDiG 2018<\/abbr> ). The Financial Market Authority shall also be entitled to revoke the licence subject to certain requirements being fulfilled (Article 11 <abbr title=\"Zahlungsdienstegesetz 2018\">ZaDiG 2018<\/abbr> ) or to determine the licence to have lapsed (Article 12 <abbr title=\"Zahlungsdienstegesetz 2018\">ZaDiG 2018<\/abbr> ).<\/p><p>\n<div class=\"card\">  <div class=\"card-header\" id=\"heading-6a3453f27c02f\">    <h2 class=\"mb-0\">      <button class=\"btn btn-link btn-block text-left p-0 d-flex align-items-center justify-content-between\" type=\"button\" data-toggle=\"collapse\" data-target=\"#collapse-heading-6a3453f27c02f\" aria-expanded=\"false\" aria-controls=\"collapse-heading-6a3453f27c02f\">        <span>Company database<\/span>        <i class=\"fa-solid fa-chevron-down text-primary\" aria-hidden=\"true\"><\/i>      <\/button>    <\/h2>  <\/div>  <div id=\"collapse-heading-6a3453f27c02f\" class=\"collapse\" aria-labelledby=\"heading-6a3453f27c02f\">    <div class=\"card-body\"><p><\/p><p>The Financial Market Authority also offers the possibility to find out about the scope of the licence or the registration of account information service providers.<\/p><p><a href=\"https:\/\/www.fma.gv.at\/en\/search-company-database\/\">To the Company Database<\/a><\/p><p>    <\/div>  <\/div><\/div><p>\n<div class=\"card\">  <div class=\"card-header\" id=\"heading-6a3453f27c04c\">    <h2 class=\"mb-0\">      <button class=\"btn btn-link btn-block text-left p-0 d-flex align-items-center justify-content-between\" type=\"button\" data-toggle=\"collapse\" data-target=\"#collapse-heading-6a3453f27c04c\" aria-expanded=\"false\" aria-controls=\"collapse-heading-6a3453f27c04c\">        <span>Competence within the Financial Market Authority<\/span>        <i class=\"fa-solid fa-chevron-down text-primary\" aria-hidden=\"true\"><\/i>      <\/button>    <\/h2>  <\/div>  <div id=\"collapse-heading-6a3453f27c04c\" class=\"collapse\" aria-labelledby=\"heading-6a3453f27c04c\">    <div class=\"card-body\"><p>Within the Financial Market Authority, the supervision of payment institutions, payment initiation service providers and account information service providers i.e. licensing or registration and ongoing supervision is located within the Banking Supervision department (in the division for the Supervision of Focus Banks).    <\/div>  <\/div><\/div><p>\n<\/p><h2>Further information:<\/h2><p>\n<div id=\"reference-6a3453f27c062\" class=\"reference\"><h3 class=\"reference-heading\"><span class=\"fa-solid fa-scale-balanced fa-fw\" aria-hidden=\"true\"><\/span>Law<\/h3><p><\/p><p>\n<a href=\"\/wp-content\/plugins\/dw-fma\/download.php?d=3469&nonce=caed9bbe42fe92a8\" class=\"internal single-document-reference piwik_download\">Form notification termination branch and cessation tied agent (<span class=\"sr-only\">Format: <\/span>docx, <span class=\"sr-only\">Size: <\/span>25,9 KB, <span class=\"sr-only\">Language: <\/span>English)<\/a>\n<\/p><p><\/div><p>\n<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Payment institution are required to comply with strict supervisory requirements. They requirements include requirements relating to own funds or risk &#8230;<\/p>\n","protected":false},"author":20,"featured_media":0,"parent":5476,"menu_order":1,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"footnotes":""},"class_list":["post-5492","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Licencing and Registration of Payment Services - FMA \u00d6sterreich<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fma.gv.at\/en\/financial-service-providers\/payment-institutions\/licencing-and-registration-of-payment-services\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Licencing and Registration of Payment Services - FMA \u00d6sterreich\" \/>\n<meta property=\"og:description\" content=\"Payment institution are required to comply with strict supervisory requirements. 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