{"id":16899905,"date":"2025-10-01T10:05:07","date_gmt":"2025-10-01T08:05:07","guid":{"rendered":"https:\/\/www.fma.gv.at\/?p=16899905"},"modified":"2025-10-02T11:25:33","modified_gmt":"2025-10-02T09:25:33","slug":"fma-warns-against-offerings-by-investkredit-bank-ag","status":"publish","type":"post","link":"https:\/\/www.fma.gv.at\/en\/fma-warns-against-offerings-by-investkredit-bank-ag\/","title":{"rendered":"FMA warns against offerings by Investkredit Bank AG"},"content":{"rendered":"<?xml encoding=\"utf-8\" ?><p class=\"has-text-align-center wp-block-paragraph\"><strong>ANNOUNCEMENT<\/strong><\/p><p class=\"has-text-align-center wp-block-paragraph\"><strong>The FMA warns against offerings by<\/strong><\/p><p class=\"has-text-align-center wp-block-paragraph\"><strong>Investkredit Bank AG<\/strong><\/p><p class=\"has-text-align-center wp-block-paragraph\">Web: https:\/\/investkreditbank.at\/<br>E-Mail: info@investkreditbank.at<\/p><p class=\"has-text-align-center wp-block-paragraph\">with its registered offices apparently in: Vienna<\/p><p class=\"wp-block-paragraph\">This provider is not authorised to conduct banking services in Austria that require a licence and is not authorised to accept funds from other parties for the purpose of administration or as deposits (deposit-taking business) in accordance with Article&nbsp;1 para.&nbsp;1 no.&nbsp;1 of the Austrian Banking Act (BWG; Bankwesengesetz) and to conclude money-lending agreements on a commercial basis and to extend monetary loans (lending business) in accordance with Article&nbsp;1 para.&nbsp;1 no.&nbsp;3 BWG.<\/p><p class=\"wp-block-paragraph\">We advise that there is a risk of confusion with a previously licensed market participant.<\/p><p class=\"wp-block-paragraph\">The basis for this publication is Article&nbsp;4 para.&nbsp;7 BWG.<\/p><p class=\"disclaimer wp-block-paragraph\">Anyone providing banking services, and financial and securities services in Austria, requires the necessary authorisation or licence to do so from the Austrian Financial Market Authority (FMA). Some undertakings offer such services without holding the necessary authorisation. Information about whether a specific undertaking has been authorised\/licensed by the FMA, can be found in the FMA Company Database.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Attention! The FMA warns against concluding transactions with this provider.<\/p>\n","protected":false},"author":20,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[81],"tags":[],"class_list":["post-16899905","post","type-post","status-publish","format-standard","hentry","category-warning"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>FMA warns against offerings by Investkredit Bank AG - FMA \u00d6sterreich<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fma.gv.at\/en\/fma-warns-against-offerings-by-investkredit-bank-ag\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"FMA warns against offerings by Investkredit Bank AG - FMA \u00d6sterreich\" \/>\n<meta property=\"og:description\" content=\"Attention! The FMA warns against concluding transactions with this provider.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.fma.gv.at\/en\/fma-warns-against-offerings-by-investkredit-bank-ag\/\" \/>\n<meta property=\"og:site_name\" content=\"FMA \u00d6sterreich\" \/>\n<meta property=\"article:published_time\" content=\"2025-10-01T08:05:07+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-10-02T09:25:33+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.fma.gv.at\/wp-content\/uploads\/2017\/05\/FMA_FB_Logo.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"925\" \/>\n\t<meta property=\"og:image:height\" content=\"524\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Michael Bailey\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@FMA_AT\" \/>\n<meta name=\"twitter:site\" content=\"@FMA_AT\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Michael Bailey\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/fma-warns-against-offerings-by-investkredit-bank-ag\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/fma-warns-against-offerings-by-investkredit-bank-ag\\\/\"},\"author\":{\"name\":\"Michael Bailey\",\"@id\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/#\\\/schema\\\/person\\\/0fc93858fe7814eedc8002775131ee91\"},\"headline\":\"FMA warns against offerings by Investkredit Bank AG\",\"datePublished\":\"2025-10-01T08:05:07+00:00\",\"dateModified\":\"2025-10-02T09:25:33+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/fma-warns-against-offerings-by-investkredit-bank-ag\\\/\"},\"wordCount\":194,\"publisher\":{\"@id\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/#organization\"},\"articleSection\":[\"Warning\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/fma-warns-against-offerings-by-investkredit-bank-ag\\\/\",\"url\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/fma-warns-against-offerings-by-investkredit-bank-ag\\\/\",\"name\":\"FMA warns against offerings by Investkredit Bank AG - 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