{"id":2392,"date":"2008-03-18T16:04:13","date_gmt":"2008-03-18T15:04:13","guid":{"rendered":"https:\/\/www.fma.gv.at\/en\/?p=2392"},"modified":"2016-05-19T16:05:02","modified_gmt":"2016-05-19T14:05:02","slug":"direktzinsen-at-der-finanzierungsdiskont","status":"publish","type":"post","link":"https:\/\/www.fma.gv.at\/en\/direktzinsen-at-der-finanzierungsdiskont\/","title":{"rendered":"Direktzinsen.at &#8211; Der Finanzierungsdiskont"},"content":{"rendered":"<?xml encoding=\"utf-8\" ?><p class=\"bodytext\">Pursuant to section 4 para 7 of the Bankwesengesetz (BWG; Austrian Banking Act), the Financial Market Authority (FMA) is entitled in individual cases to disclose to the general public by publication in the official gazette &ldquo;Amtsblatt zur Wiener Zeitung&rdquo;, or in any other official bulletin with nationwide circulation, the name of a company not entitled to broker loans pursuant to section 1 para 1 no. 18 lit. b BWG.<\/p><p class=\"bodytext\">By publication in the official gazette &ldquo;Amtsblatt zur Wiener Zeitung&rdquo; of 18 March 2008, the FMA is exercising this right and warns against the conclusion of transactions which involve loan brokerage and require a licence with the following provider:<\/p><p class=\"bodytext\"><strong>Direktzinsen.at &ndash; Der Finanzierungsdiskont<\/strong><br>\nwith alleged head office at<br>\nHandelskai 94-96\/23<br>\n1200 Vienna<br>\nAustria<br>\n<a href=\"http:\/\/www.direktzinsen.at\/\" class=\"external\" target=\"_blank\" rel=\"noopener\">www.direktzinsen.at<\/a><\/p><p class=\"bodytext\">This provider does not possess a licence issued by the FMA to provide investment services. Therefore, it is neither allowed to provide investment advice regarding financial instruments, nor portfolio management, i.e. managing portfolios for individual customers who authorise a room for manoeuvre, provided that the customer portfolio contains one or several financial instruments. Furthermore, the provider is also not entitled to accept or transmit transactions, provided that such activity involves one or several financial instruments.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The FMA warns investors against the conclusion of banking transactions requiring a licence with this provider.<\/p>\n","protected":false},"author":7,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[81],"tags":[],"class_list":["post-2392","post","type-post","status-publish","format-standard","hentry","category-warning"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Direktzinsen.at - Der Finanzierungsdiskont - FMA \u00d6sterreich<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fma.gv.at\/en\/direktzinsen-at-der-finanzierungsdiskont\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Direktzinsen.at - Der Finanzierungsdiskont - FMA \u00d6sterreich\" \/>\n<meta property=\"og:description\" content=\"The FMA warns investors against the conclusion of banking transactions requiring a licence with this provider.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.fma.gv.at\/en\/direktzinsen-at-der-finanzierungsdiskont\/\" \/>\n<meta property=\"og:site_name\" content=\"FMA \u00d6sterreich\" \/>\n<meta property=\"article:published_time\" content=\"2008-03-18T15:04:13+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2016-05-19T14:05:02+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.fma.gv.at\/wp-content\/uploads\/2017\/05\/FMA_FB_Logo.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"925\" \/>\n\t<meta property=\"og:image:height\" content=\"524\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Lucija Stjepanovic\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@FMA_AT\" \/>\n<meta name=\"twitter:site\" content=\"@FMA_AT\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Lucija Stjepanovic\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/direktzinsen-at-der-finanzierungsdiskont\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/direktzinsen-at-der-finanzierungsdiskont\\\/\"},\"author\":{\"name\":\"Lucija Stjepanovic\",\"@id\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/#\\\/schema\\\/person\\\/5c70db37d15a036781dd7cec261fad37\"},\"headline\":\"Direktzinsen.at &#8211; Der Finanzierungsdiskont\",\"datePublished\":\"2008-03-18T15:04:13+00:00\",\"dateModified\":\"2016-05-19T14:05:02+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/direktzinsen-at-der-finanzierungsdiskont\\\/\"},\"wordCount\":199,\"publisher\":{\"@id\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/#organization\"},\"articleSection\":[\"Warning\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/direktzinsen-at-der-finanzierungsdiskont\\\/\",\"url\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/direktzinsen-at-der-finanzierungsdiskont\\\/\",\"name\":\"Direktzinsen.at - Der Finanzierungsdiskont - FMA \u00d6sterreich\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/#website\"},\"datePublished\":\"2008-03-18T15:04:13+00:00\",\"dateModified\":\"2016-05-19T14:05:02+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/direktzinsen-at-der-finanzierungsdiskont\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/direktzinsen-at-der-finanzierungsdiskont\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/direktzinsen-at-der-finanzierungsdiskont\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Direktzinsen.at &#8211; Der Finanzierungsdiskont\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/\",\"name\":\"FMA \u00d6sterreich\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/#organization\",\"name\":\"FMA - Finanzmarktaufsicht\",\"url\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.fma.gv.at\\\/wp-content\\\/uploads\\\/2017\\\/05\\\/FMA_Logo_Twitter_400x400.png\",\"contentUrl\":\"https:\\\/\\\/www.fma.gv.at\\\/wp-content\\\/uploads\\\/2017\\\/05\\\/FMA_Logo_Twitter_400x400.png\",\"width\":400,\"height\":400,\"caption\":\"FMA - Finanzmarktaufsicht\"},\"image\":{\"@id\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/x.com\\\/FMA_AT\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/#\\\/schema\\\/person\\\/5c70db37d15a036781dd7cec261fad37\",\"name\":\"Lucija Stjepanovic\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f3afac01080c8fdce33dae914e9bb1e4528ded98324bfead9a2dcbff5101993c?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f3afac01080c8fdce33dae914e9bb1e4528ded98324bfead9a2dcbff5101993c?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f3afac01080c8fdce33dae914e9bb1e4528ded98324bfead9a2dcbff5101993c?s=96&d=mm&r=g\",\"caption\":\"Lucija Stjepanovic\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Direktzinsen.at - Der Finanzierungsdiskont - FMA \u00d6sterreich","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.fma.gv.at\/en\/direktzinsen-at-der-finanzierungsdiskont\/","og_locale":"en_US","og_type":"article","og_title":"Direktzinsen.at - Der Finanzierungsdiskont - FMA \u00d6sterreich","og_description":"The FMA warns investors against the conclusion of banking transactions requiring a licence with this provider.","og_url":"https:\/\/www.fma.gv.at\/en\/direktzinsen-at-der-finanzierungsdiskont\/","og_site_name":"FMA \u00d6sterreich","article_published_time":"2008-03-18T15:04:13+00:00","article_modified_time":"2016-05-19T14:05:02+00:00","og_image":[{"width":925,"height":524,"url":"https:\/\/www.fma.gv.at\/wp-content\/uploads\/2017\/05\/FMA_FB_Logo.jpg","type":"image\/jpeg"}],"author":"Lucija Stjepanovic","twitter_card":"summary_large_image","twitter_creator":"@FMA_AT","twitter_site":"@FMA_AT","twitter_misc":{"Written by":"Lucija Stjepanovic","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.fma.gv.at\/en\/direktzinsen-at-der-finanzierungsdiskont\/#article","isPartOf":{"@id":"https:\/\/www.fma.gv.at\/en\/direktzinsen-at-der-finanzierungsdiskont\/"},"author":{"name":"Lucija Stjepanovic","@id":"https:\/\/www.fma.gv.at\/en\/#\/schema\/person\/5c70db37d15a036781dd7cec261fad37"},"headline":"Direktzinsen.at &#8211; Der Finanzierungsdiskont","datePublished":"2008-03-18T15:04:13+00:00","dateModified":"2016-05-19T14:05:02+00:00","mainEntityOfPage":{"@id":"https:\/\/www.fma.gv.at\/en\/direktzinsen-at-der-finanzierungsdiskont\/"},"wordCount":199,"publisher":{"@id":"https:\/\/www.fma.gv.at\/en\/#organization"},"articleSection":["Warning"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.fma.gv.at\/en\/direktzinsen-at-der-finanzierungsdiskont\/","url":"https:\/\/www.fma.gv.at\/en\/direktzinsen-at-der-finanzierungsdiskont\/","name":"Direktzinsen.at - Der Finanzierungsdiskont - FMA \u00d6sterreich","isPartOf":{"@id":"https:\/\/www.fma.gv.at\/en\/#website"},"datePublished":"2008-03-18T15:04:13+00:00","dateModified":"2016-05-19T14:05:02+00:00","breadcrumb":{"@id":"https:\/\/www.fma.gv.at\/en\/direktzinsen-at-der-finanzierungsdiskont\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.fma.gv.at\/en\/direktzinsen-at-der-finanzierungsdiskont\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.fma.gv.at\/en\/direktzinsen-at-der-finanzierungsdiskont\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.fma.gv.at\/en\/"},{"@type":"ListItem","position":2,"name":"Direktzinsen.at &#8211; Der Finanzierungsdiskont"}]},{"@type":"WebSite","@id":"https:\/\/www.fma.gv.at\/en\/#website","url":"https:\/\/www.fma.gv.at\/en\/","name":"FMA \u00d6sterreich","description":"","publisher":{"@id":"https:\/\/www.fma.gv.at\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.fma.gv.at\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.fma.gv.at\/en\/#organization","name":"FMA - Finanzmarktaufsicht","url":"https:\/\/www.fma.gv.at\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.fma.gv.at\/en\/#\/schema\/logo\/image\/","url":"https:\/\/www.fma.gv.at\/wp-content\/uploads\/2017\/05\/FMA_Logo_Twitter_400x400.png","contentUrl":"https:\/\/www.fma.gv.at\/wp-content\/uploads\/2017\/05\/FMA_Logo_Twitter_400x400.png","width":400,"height":400,"caption":"FMA - Finanzmarktaufsicht"},"image":{"@id":"https:\/\/www.fma.gv.at\/en\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/x.com\/FMA_AT"]},{"@type":"Person","@id":"https:\/\/www.fma.gv.at\/en\/#\/schema\/person\/5c70db37d15a036781dd7cec261fad37","name":"Lucija Stjepanovic","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/f3afac01080c8fdce33dae914e9bb1e4528ded98324bfead9a2dcbff5101993c?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f3afac01080c8fdce33dae914e9bb1e4528ded98324bfead9a2dcbff5101993c?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/f3afac01080c8fdce33dae914e9bb1e4528ded98324bfead9a2dcbff5101993c?s=96&d=mm&r=g","caption":"Lucija Stjepanovic"}}]}},"toolset-meta":{"watchlist-internet":{"watchlist_url":{"type":"url","raw":""}}},"publishpress_future_action":{"enabled":false,"date":"2026-06-24 17:51:00","action":"delete","newStatus":"draft","terms":[],"taxonomy":"category","extraData":[]},"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/www.fma.gv.at\/en\/wp-json\/wp\/v2\/posts\/2392","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fma.gv.at\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fma.gv.at\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fma.gv.at\/en\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fma.gv.at\/en\/wp-json\/wp\/v2\/comments?post=2392"}],"version-history":[{"count":1,"href":"https:\/\/www.fma.gv.at\/en\/wp-json\/wp\/v2\/posts\/2392\/revisions"}],"predecessor-version":[{"id":2393,"href":"https:\/\/www.fma.gv.at\/en\/wp-json\/wp\/v2\/posts\/2392\/revisions\/2393"}],"wp:attachment":[{"href":"https:\/\/www.fma.gv.at\/en\/wp-json\/wp\/v2\/media?parent=2392"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fma.gv.at\/en\/wp-json\/wp\/v2\/categories?post=2392"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fma.gv.at\/en\/wp-json\/wp\/v2\/tags?post=2392"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}