{"id":42597044,"date":"2026-09-28T11:40:39","date_gmt":"2026-09-28T09:40:39","guid":{"rendered":"https:\/\/www.fma.gv.at\/?p=42597044"},"modified":"2026-09-28T14:38:19","modified_gmt":"2026-09-28T12:38:19","slug":"the-fma-warns-against-conducting-transactions-with-behappy-exchange","status":"publish","type":"post","link":"https:\/\/www.fma.gv.at\/en\/the-fma-warns-against-conducting-transactions-with-behappy-exchange\/","title":{"rendered":"The FMA warns against conducting transactions with BeHappy Exchange"},"content":{"rendered":"<?xml encoding=\"utf-8\" ?><p class=\"has-text-align-center wp-block-paragraph\"><strong>Attention! The FMA warns against offerings by<\/strong><\/p><p class=\"has-text-align-center wp-block-paragraph\"><strong>&nbsp;&ldquo;BeHappy Exchange&rdquo;<\/strong><\/p><p class=\"has-text-align-center wp-block-paragraph\"><strong>Web<\/strong> <a href=\"https:\/\/behappy.exchange\" class=\"external\" target=\"_blank\" rel=\"noopener\">https:\/\/behappy.exchange<\/a><br><strong>Mail<\/strong> <a href=\"mailto:behapysup@gmail.com\">behapysup@gmail.com<\/a>&nbsp;<br><strong>Telegram<\/strong>&nbsp;<a href=\"https:\/\/t.me\/ArtemBeHappy\" target=\"_blank\" rel=\"noopener\" class=\"external\">@ArtemBeHappy<\/a>, @behappy_aleks and <a href=\"https:\/\/t.me\/behappy_co\" class=\"external\" target=\"_blank\" rel=\"noopener\">@behappy_co<\/a><\/p><p class=\"wp-block-paragraph\">This provider <strong>is not authorised<\/strong> to conduct payment services requiring a licence (especially the acceptance and onward transmission of funds as a financial transfer) in Austria.<\/p><p class=\"wp-block-paragraph\">Services, in which the funds of a payer or a payee are accepted only for transferring the corresponding amount to the payee or to another payment service acting on behalf of the payee without setting up a payment account in the name of the payer or the payee, or in which the funds are accepted on the payee&rsquo;s behalf and made available to the payee (money remittance transactions) pursuant to Article&nbsp;1 para.&nbsp;2 no.&nbsp;6 of the Payment Services Act 2018 (ZaDiG&nbsp;2018; Zahlungsdienstegesetz 2018) are not permitted;<\/p><p class=\"wp-block-paragraph\">The basis for this publication is Article&nbsp;94 para.&nbsp;9 ZaDiG 2018.<\/p><p class=\"disclaimer wp-block-paragraph\">Anyone providing banking services, and financial and securities services in Austria, requires the necessary authorisation or licence to do so from the Austrian Financial Market Authority (FMA). Some undertakings offer such services without holding the necessary authorisation. Information about whether a specific undertaking has been authorised\/licensed by the FMA may be found in the FMA Company Database.<\/p><p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Attention! The FMA warns against concluding transactions with this provider.<\/p>\n","protected":false},"author":20,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[81],"tags":[],"class_list":["post-42597044","post","type-post","status-publish","format-standard","hentry","category-warning"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>The FMA warns against conducting transactions with BeHappy Exchange - FMA \u00d6sterreich<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fma.gv.at\/en\/the-fma-warns-against-conducting-transactions-with-behappy-exchange\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The FMA warns against conducting transactions with BeHappy Exchange - FMA \u00d6sterreich\" \/>\n<meta property=\"og:description\" content=\"Attention! The FMA warns against concluding transactions with this provider.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.fma.gv.at\/en\/the-fma-warns-against-conducting-transactions-with-behappy-exchange\/\" \/>\n<meta property=\"og:site_name\" content=\"FMA \u00d6sterreich\" \/>\n<meta property=\"article:published_time\" content=\"2026-09-28T09:40:39+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-09-28T12:38:19+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.fma.gv.at\/wp-content\/uploads\/2017\/05\/FMA_FB_Logo.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"925\" \/>\n\t<meta property=\"og:image:height\" content=\"524\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Michael Bailey\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@FMA_AT\" \/>\n<meta name=\"twitter:site\" content=\"@FMA_AT\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Michael Bailey\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/the-fma-warns-against-conducting-transactions-with-behappy-exchange\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/the-fma-warns-against-conducting-transactions-with-behappy-exchange\\\/\"},\"author\":{\"name\":\"Michael Bailey\",\"@id\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/#\\\/schema\\\/person\\\/0fc93858fe7814eedc8002775131ee91\"},\"headline\":\"The FMA warns against conducting transactions with BeHappy Exchange\",\"datePublished\":\"2026-09-28T09:40:39+00:00\",\"dateModified\":\"2026-09-28T12:38:19+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/the-fma-warns-against-conducting-transactions-with-behappy-exchange\\\/\"},\"wordCount\":217,\"publisher\":{\"@id\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/#organization\"},\"articleSection\":[\"Warning\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/the-fma-warns-against-conducting-transactions-with-behappy-exchange\\\/\",\"url\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/the-fma-warns-against-conducting-transactions-with-behappy-exchange\\\/\",\"name\":\"The FMA warns against conducting transactions with BeHappy Exchange - 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