{"id":442461,"date":"2024-12-03T10:12:00","date_gmt":"2024-12-03T09:12:00","guid":{"rendered":"https:\/\/www.fma.gv.at\/?p=442461"},"modified":"2024-12-03T11:19:28","modified_gmt":"2024-12-03T10:19:28","slug":"fma-stable-earnings-situation-of-the-austrian-insurance-industry-during-the-3rd-quarter-damage-storm-damage-claims","status":"publish","type":"post","link":"https:\/\/www.fma.gv.at\/en\/fma-stable-earnings-situation-of-the-austrian-insurance-industry-during-the-3rd-quarter-damage-storm-damage-claims\/","title":{"rendered":"FMA: stable earnings situation of the Austrian insurance industry during the 3rd quarter damage storm damage claims"},"content":{"rendered":"<?xml encoding=\"utf-8\" ?><p class=\"wp-block-paragraph\"><strong>The Financial Market Authority&rsquo;s Quarterly Report shows growth in premiums and result for the first nine months of 2024<\/strong><\/p><p class=\"wp-block-paragraph\">Despite considerable insurance claims as a result of the storms in Austria and its neighbours in September, Austrian insurance undertakings have had a stable earnings situation with a continuing increase in premium volume and improved solvency. The claims from the storms have however, as expected, results in a considerable increase in the expenses in relation to insured events as well as a negative technical result in non-life and accident insurance. These findings have emerged from the Report on the Austrian Insurance Sector for the third quarter of 2024 published by the Austrian Financial Market Authority (FMA).<\/p><p class=\"wp-block-paragraph\">Income from premiums has increased by +4.19% to &euro; 5.29 billion compared with the 3rd quarter of 2023.&nbsp;This increase is broken down as follows for the individual insurances classes: non-life\/accident insurance +3.65% to &euro; 3.30 billion, life insurance +1.26% to &euro; 1.19 billion as well as health insurance +11.38% to &euro; 799 million. Expenditure for insured events increased by 16.48% or &euro; 739 million to &euro; 5.22 billion in the three months until September compared against the corresponding quarter of the previous year. This increase can be attributed more or less exclusively to non-life\/accident insurance.<\/p><h2 class=\"wp-block-heading\">Strong earnings situation and solvency<\/h2><p class=\"wp-block-paragraph\">The technical result fell significantly &ndash; compared to the corresponding period in the preceding year &ndash; in the first nine months of the year by &euro; 115 million (-31.6%) to &euro; 249.64 million, driven in turn by non-life\/accident insurance, the technical result of which has now slipped into negative territory (- &euro; 12 million). In contrast, the financial result increased by &euro; 216.83 million (+11.32%) to &euro; 2.13 billion. Despite the claims from insured events, the result from ordinary activities (EGT; <span lang=\"\">Ergebnis der gew&ouml;hnlichen Gesch&auml;ftst&auml;tigkeit<\/span>) increased slightly by &euro; 61.23 million (+5.63%) to &euro; 1.15 billion during this period.<\/p><p class=\"wp-block-paragraph\">The total of all assets at market value (excluding investments in unit-linked and index-linked life insurance) of insurance undertakings stood at around &euro; 108.45 billion at the end of September, around approximately &euro; 4.68 billion higher than in the preceding year. In contrast, the hidden reserves of capital investments (excluding unit-linked and index-linked life insurance) increased by &euro; 1.73 million or 14% to &euro; 14.09 billion compared with the previous quarter. As a result, the reserve ratio therefore stood at 15.2% at the end of the reporting period.<\/p><p class=\"wp-block-paragraph\">The solvency of Austrian insurance undertakings remains very stable. Around nine out of ten insurance undertakings (87.5%) had an SCR solvency level of over 200% at the end of September, thereby having twice as higher own funds as necessary. The median SCR stands at 263.49%, compared with 259.65% in the middle of the year.<\/p><p class=\"wp-block-paragraph\">The full quarterly report can be found on the FMA website (in German only) at <a href=\"https:\/\/www.fma.gv.at\/versicherungen\/offenlegung\/quartalsberichte\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.fma.gv.at\/versicherungen\/offenlegung\/quartalsberichte\/<\/a><\/p><h2 class=\"wp-block-heading\">Journalists may address further enquiries to:<\/h2><p class=\"wp-block-paragraph\">Boris Gr&ouml;ndahl (FMA Media Spokesperson)<\/p><p class=\"wp-block-paragraph\">Telephone: <a href=\"tel:00431249596010\" target=\"_blank\" rel=\"noopener\" class=\"external\">+43 (1) 249 59-6010<\/a><\/p><p class=\"wp-block-paragraph\">Mobile: <a href=\"tel:004367688249995\" target=\"_blank\" rel=\"noopener\" class=\"external\">+43 676 8824 9995<\/a><\/p><p class=\"wp-block-paragraph\">E-Mail: <a href=\"mailto:boris.groendahl@fma.gv.at\" target=\"_blank\" rel=\"noreferrer noopener\">boris.groendahl@fma.gv.at<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Quarterly report on insurance business shows increased result despite higher expenditures<\/p>\n","protected":false},"author":20,"featured_media":51736,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[80],"tags":[],"class_list":["post-442461","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-press-release"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - 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