{"id":50126,"date":"2024-05-28T10:10:32","date_gmt":"2024-05-28T08:10:32","guid":{"rendered":"https:\/\/www.fma.gv.at\/zahlen-im-urlaub\/"},"modified":"2024-05-28T16:20:23","modified_gmt":"2024-05-28T14:20:23","slug":"payments-on-holiday","status":"publish","type":"post","link":"https:\/\/www.fma.gv.at\/en\/payments-on-holiday\/","title":{"rendered":"Making payments abroad can sometimes be beset with difficulties or there may be hidden costs. &#8220;Let&#8217;s talk about money&#8221; explains what to consider when making payments on holiday"},"content":{"rendered":"<?xml encoding=\"utf-8\" ?><p class=\"wp-block-paragraph\">Travel is a pleasant reason for spending money! However, it is easy when paying abroad for it to lead to less pleasant surprises. Debit cards or credit cards suddenly refuse to make a payment, automatic teller machines (ATMs) are difficult to find or charge exorbitantly high fees, and the exchange rates for foreign currencies are frequently scandalously high. The current edition of the <abbr title=\"Austrian Financial Market Authority\">FMA<\/abbr> &rsquo;s consumer information series &ldquo;Let&rsquo;s talk about money!&rdquo; explains in clear and simple language what Austrian tourists need to watch out for when paying while on holiday.<\/p><h2 class=\"wp-block-heading\">Tips and Tricks for Holiday Spending<\/h2><ul class=\"wp-block-list\">\n<li>As a rule it is cheaper to exchange Euro in your destination country into the local currency, or to withdraw cash there from an automatic teller machine (ATM) in the national currency. If you pay in Euro there, the exchange rates offered are usually unfavourable. Cash withdrawals using a credit card are generally expensive, and if you use ATMs operated by third-party providers, generally there are high charges.<\/li>\n\n\n\n<li>Debit cards and credit cards are often additionally secured against misuse abroad, such as by means of GeoControl. Clarify with your provider, whether your card is subject to certain restrictions in the specific destination country, and as necessary ensure that these restrictions are promptly removed.<\/li>\n\n\n\n<li>In the event of your card being lost or stolen, ensure that you always have the telephone number and relevant information at hand to block your card immediately.<\/li>\n\n\n\n<li>And be aware that in the event that you are entering or leaving the European Union (EU) that you are required to notify the customs authorities about cash sums of &euro; 10,000 and over.<\/li>\n<\/ul><p class=\"wp-block-paragraph\">These tips and many further useful tips can be found in the latest edition of &ldquo;Let&rsquo;s talk about money&rdquo; with the title &ldquo;Paying while on holiday&rdquo;, which can be downloaded from the FMA&rsquo;s website at <a href=\"https:\/\/redenwiruebergeld.fma.gv.at\/en\/paying-while-on-holiday\/\" target=\"_blank\" rel=\"noreferrer noopener\">Paying while on holiday &ndash; Let&rsquo;s talk about money<\/a>.<\/p><h2 class=\"wp-block-heading\">Journalists may address further enquiries to:<\/h2><p class=\"wp-block-paragraph\">Klaus Grubelnik<\/p><p class=\"wp-block-paragraph\">+43 \/ (0)1 \/ 24959-6006 or +43 \/ (0)676 88 249 516<\/p><p class=\"wp-block-paragraph\"><a href=\"mailto:klaus.grubelnik@fma.gv.at\">klaus.grubelnik@fma.gv.at<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#8220;Let&#8217;s talk about money&#8221; explains what to watch out for when paying while on holiday.<\/p>\n","protected":false},"author":60,"featured_media":41620,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[80],"tags":[],"class_list":["post-50126","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-press-release"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Making payments abroad can sometimes be beset with difficulties or there may be hidden costs. &quot;Let&#039;s talk about money&quot; explains what to consider when making payments on holiday - FMA \u00d6sterreich<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fma.gv.at\/en\/payments-on-holiday\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Making payments abroad can sometimes be beset with difficulties or there may be hidden costs. &quot;Let&#039;s talk about money&quot; explains what to consider when making payments on holiday - FMA \u00d6sterreich\" \/>\n<meta property=\"og:description\" content=\"&quot;Let&#039;s talk about money&quot; explains what to watch out for when paying while on holiday.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.fma.gv.at\/en\/payments-on-holiday\/\" \/>\n<meta property=\"og:site_name\" content=\"FMA \u00d6sterreich\" \/>\n<meta property=\"article:published_time\" content=\"2024-05-28T08:10:32+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-05-28T14:20:23+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.fma.gv.at\/wp-content\/uploads\/2022\/12\/Lets-talk-about-money-1.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1320\" \/>\n\t<meta property=\"og:image:height\" content=\"440\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Alexander Plank-Bachselten\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@FMA_AT\" \/>\n<meta name=\"twitter:site\" content=\"@FMA_AT\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Alexander Plank-Bachselten\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/payments-on-holiday\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/payments-on-holiday\\\/\"},\"author\":{\"name\":\"Alexander Plank-Bachselten\",\"@id\":\"https:\\\/\\\/www.fma.gv.at\\\/en\\\/#\\\/schema\\\/person\\\/c31b8cb77885775e776264ed40e1be4c\"},\"headline\":\"Making payments abroad can sometimes be beset with difficulties or there may be hidden costs. &#8220;Let&#8217;s talk about money&#8221; 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