FMA: Insurance companies’ results increase by 51% and capital base strengthened – less storm damage boosts results

In 2025, the result from ordinary activities (German: Ergebnis der gewöhnlichen Geschäftstätigkeit (EGT)) of Austrian insurance undertakings increased by 51% to €2.46 billion. The previous year, storms in Central Europe badly affected results. The financial strength of the sector – measured in terms of its Solvency Capital Ratio (SCR) – rose again to 280% (median), one of the highest values in Europe. This is the finding of the FMA’s insurance statistics for the final quarter of 2025, that were published today.

Growth in premium volume of 4.8% to €24.3 billion formed the basis for the increase in its result. Income from premiums in the health insurance sector again posted stronger than average growth of 8.4%. For life insurance the trend continued for one-off premiums and funds and index-based products. The principle driver of the increased profit were non-life and accident insurance, for which the EGT was able to increase by almost two-thirds to €2.04 billion as a result of lower claims from storm damage compared to 2024.

“Solid results in 2025 allowed the Austrian insurance industry to generate additional capital,” explained FMA Executive Director Mariana Kühnel. “Lower claims from storm damage in the past year have provided relief, although the integration of natural catastrophes into risk management definitely remains an FMA priority for supervision. We mustn’t allow ourselves to be distracted from the potential risks due to whether or not extreme weather events occur or not in any one year.”

Overview of the most important key figures:

The full quarterly report can be found on the FMA website (in German only) at https://www.fma.gv.at/versicherungen/offenlegung/quartalsberichte/

Journalists may address further enquiries to

Boris Gröndahl (FMA Media Spokesperson)

Telephone: +43/(1)249/59-6010

Mobile: +43 676 8824 9995

E-Mail: [email protected]