Sprache umschalten / Switch language
Whistleblower-System

EBA Guidelines

The Financial Market Authority shall take into account European convergence in respect of supervisory tools and supervisory procedures in the enforcement of the provisions under national and European law.

In this regard the Guidelines and Recommendations and other measures passed by resolution that are issued by the European Banking Authority (EBA) must be applied. In addition the warnings and recommendations passed by the European Systemic Risk Board (ESRB) must also be complied with.

Against this background, it is necessary to note that the Financial Market Authority takes into account the Guidelines and Recommendations that have been issued since 1 January 2011 by EBA, as the legal successor to CEBS, in its enforcement activities within the corresponding legal framework. These also include the Guidelines and Recommendations issued by CEBS until 31.12.2010 that continue to retain validity.

In accordance with Article 16 (3) of the EBA Regulation, the Guidelines and Recommendations published by EBA are also to be applied by the banking industry. Furthermore, the Financial Market Authority also expects that the Guidelines and Recommendations previously published by CEBS are also taken into account accordingly by the banking industry.

The Financial Market Authority makes all EBA Guidelines published to date available for download in both German and English language versions (as far as available).

The Guidelines and Recommendations issued by EBA and other related measures can also be found on the EBA website in the “Regulation and Policy” menu item for the corresponding topic. In addition all CEBS guidelines can be found on the EBA website in the “CEBS Archive” menu item under publications.

 

Table: EBA Guidelines
TitleCodeRelease Date
Guidelines on the information to be provided for the authorisation of payment institutions and e-money institutions and for the registration of account information service providers under Article 5(5) of Directive (EU) 2015/2366

Show description

Implementation: FMA: intend to comply
EBA/GL/2017/0908.11.2017
Guidelines on credit institutions’ credit risk management practices and accounting for expected credit losses

Show description

Implementation: FMA: compliant
EBA/GL/2017/0620.09.2017
Guidelines on the criteria on how to stipulate the minimum monetary amount of the professional indemnity insurance or other comparable guarantee under Article 5(4) of Directive (EU) 2015/2366

Show description

Implementation: FMA: intend to comply
EBA/GL/2017/0812.09.2017
Guidelines on ICT Risk Assessment under the Supervisory Review and Evaluation process (SREP)

Show description

Implementation: FMA: compliant
EBA/GL/2017/0512.09.2017
Guideline on disclosure requirements under Part Eight of Regulation (EU) No 575/2013

Show description

Implementation: FMA: compliant
EBA/GL/2016/1111.08.2017
Guidelines on the treatment of shareholders in bail-in or the write-down and conversion of capital instruments

Show description

Implementation: FMA: compliant
EBA/GL/2017/0411.07.2017
Guidelines on the rate of conversion of debt to equity in bail-in

Show description

Implementation: FMA: compliant
EBA/GL/2017/0311.07.2017
Guidelines concerning the interrelationship between the BRRD sequence of writedown and conversion and CRR/CRD

Show description

Implementation: FMA: compliant
EBA/GL/2017/0211.07.2017
Guidelines on LCR disclosure to complement the disclosure of liquidity risk management under Article 435 of Regulation (EU) No 575/2013

Show description

Implementation: FMA: compliant
EBA/GL/2017/0121.06.2017
Recommendations amending Recommendation EBA/REC/2015/01 on the equivalence of confidentiality regimes

Show description

Implementation: FMA: compliant
EBA/REC/2017/0106.06.2017
The Risk-Based Supervision Guidelines: Joint Guidelines on the characteristics of a risk-based approach to anti-money laundering and terrorist financing supervision, and the steps to be taken when conducting supervision on a risk-sensitive basis

Show description

Implementation: FMA: compliant
ESAs 2016 7207.04.2017
Joint Guidelines on the prudential assessment of acquisitions and increases of qualifying holdings in the financial sector

Show description

Implementation: FMA: compliant
JC/GL/2016/0105.04.2017
Guidelines on ICAAP and ILAAP information collected for SREP purposes

Show description

Implementation: FMA: compliant
EBA/GL/2016/1010.02.2017
Guidelines on the application of the definition of default under Article 178 of Regulation (EU) No 575/2013

Show description

Implementation: FMA: compliant
EBA/GL/2016/0718.01.2017
Guidelines on corrections to modified duration for debt instruments under the second subparagraph of Article 340(3) of Regulation (EU) 575/2013

Show description

Implementation: FMA: compliant
EBA/GL/2016/0904.01.2017
Guidelines on remuneration policies and practices related to the sale and provision of retail banking products and services

Show description

Implementation: FMA: intend to comply
EBA/GL/2016/0613.12.2016
Guidelines on implicit support for securitisation transactions

Show description

Implementation: FMA: compliant
EBA/GL/2016/0824.11.2016
Recommendations amending Recommendations EBA/REC/2015/01 on the equivalence of confidentiality regimes

Show description

Implementation: FMA: compliant
EBA/REC/2015/0223.11.2016
Guidelines on communication between competent authorities supervising credit institutions and the statutory auditor(s) and the audit firm(s) carrying out the statutory audit of credit institutions

Show description

Implementation: FMA: compliant
EBA/GL/2016/0507.11.2016
Guidelines on stress tests of deposit guarantee schemes under Directive 2014/49/EU

Show description

Implementation: FMA: compliant from 19.12.2016
EBA/GL/2016/0419.10.2016
Guidelines on the provision of information in summary or collective form for the purposes of Article 84(3) of Directive 2014/59/EU

Show description

Implementation: FMA: compliant
EBA/GL/2016/0319.07.2016
Guidelines on cooperation agreements between deposit guarantee schemes under Directive 2014/49/EU

Show description

Implementation: FMA: compliant
EBA/GL/2016/0208.06.2016
Limits on exposures to shadow banking entities which carry out banking activities outside a regulated framework under Article 395 (2) of Regulation (EU) No 575/2013

Show description

Implementation: FMA: compliant as 01.01.2017
EBA/GL/2015/2003.06.2016
Final Guidelines on the minimum criteria to be fulfilled by a business reorganisation plan

Show description

Implementation: FMA: compliant
EBA/GL/2015/2119.05.2016
Revised guidelines on the further specification of the indicators of global systemic importance and their disclosure

Show description

Implementation: FMA: compliant
EBA/GL/2016/0113.01.2016
Guidelines on sound remuneration policies under Articles 74(3) and 75(2) of Directive 2013/36/EU and disclosures under Article 450 of Regulation (EU) No 575/2013

Show description

Implementation: FMA: compliant per 2017/01/01
EBA/GL/2015/2221.12.2015
Guidelines specifying the conditions for group financial support under Article 23 of Directive 2014/59/EU

Show description

Implementation: FMA: compliant
EBA/GL/2015/1708.12.2015
Guidelines on passport notifications for credit intermediaries under the Mortgage Credit Directive

Show description

Implementation: FMA is not the competent authority for these Guidelines. Compliance declaration by BMFWF: compliant
EBA/GL/2015/1919.10.2015
Guidelines on the application of simplified obligations under Article 4(5) of Directive 2014/59/EU

Show description

Implementation: FMA: compliant per 2016/09/30
EBA/GL/2015/1616.10.2015
Guidelines on methods for calculating contributions to deposit guarantee schemes

Show description

Implementation: FMA: compliant
EBA/GL/2015/1022.09.2015
Guidelines on payment commitments under Directive 2014/49/EU on deposit guarantee schemes

Show description

Implementation: FMA: compliant
EBA/GL/2015/0911.09.2015
Guidelines on the Asset Separation Tool

Show description

Implementation: FMA: compliant
EBA/GL/2015/0507.08.2015
Guidelines on the sale of business tool

Show description

Implementation: FMA: compliant
EBA/GL/2015/0407.08.2015
Guidelines on the minimum list of services and facilities

Show description

Implementation: FMA: compliant
EBA/GL/2015/0606.08.2015
Guidelines on the minimum list of recovery plan indicators

Show description

Implementation: FMA: compliant
EBA/GL/2015/0223.07.2015
Guidelines on Product Oversight and Governance Arrangements (POG)
Implementation: FMA: non compliant
EBA/GL/2015/1815.07.2015
Guidelines on arrears and foreclosure
Implementation: FMA: intend to comply
EBA/GL/2015/1201.06.2015
Guidelines on creditworthiness assessment
Implementation: FMA: compliant (GL 1+2); intend to comply (GL 3 - 6)
EBA/GL/2015/1101.06.2015
Guidelines on the management of interest rate risk arising from non-trading activities

Show description

Implementation: FMA: compliant
EBA/GL/2015/0822.05.2015
Guidelines on triggers for use of early intervention measures pursuant to Article 27(4) of Directive 2014/59/EU

Show description

Implementation: FMA: compliant
EBA/GL/2015/0308.05.2015
Guidelines on national provisional lists of the most representative services linked to a payment account and subject to a fee under the PAD 2014/92/EU

Show description

Implementation: FMA: compliant
EBA/GL/2015/0102.04.2015
Joint Guidelines on the convergence of supervisory practices relating to the consistency of supervisory coordination arrangements for financial conglomerates
Implementation: FMA: compliant
JC/GL/2014/0122.12.2014
Final guidelines on the security of internet payments

Show description

Implementation: FMA:compliant
EBA/GL/2014/1219.12.2014
Guidelines on the specification of measures to reduce or remove impediments to resolvability and the circumstances in which each measure may be applied under Directive 2014/59/EU

Show description

Implementation: FMA: compliant
EBA/GL/2014/1119.12.2014
Guidelines on common procedures and methodologies for the supervisory review and evaluation process (SREP)

Show description

Implementation: FMA: compliant
EBA/GL/2014/1319.12.2014
Guidelines on the criteria to determine the conditions of application of Article 131(3) of Directive 2013/36/EU (CRD) in relation to the assessment of other systemically important institutions

Show description

Implementation: FMA: compliant
EBA/GL/2014/1016.12.2014
Guidelines on the types of tests, reviews or exercises that may lead to support measures under Article 32(4)(d)(iii) BRRD

Show description

Implementation: FMA: compliant
EBA/GL/2014/0922.09.2014
Guidelines on the range of scenarios to be used in recovery plans
Implementation: FMA: compliant
EBA/GL/2014/0618.07.2014
Guidelines on the remuneration benchmarking exercise
Implementation: FMA: compliant
EBA/GL/2014/0816.07.2014
Joint Committee Guidelines for complaints-handling for the securities (ESMA) and banking (EBA) sectors

Show description

Implementation: FMA: compliant
JC 2014 4327.05.2014
Guidelines on the applicable notional discount rate - remuneration

Show description

Implementation: FMA: compliant
EBA/GL/2014/0127.03.2014
Recommendation on the use of the Legal Entity Identifier (LEI) for supervisory purposes

Show description

Implementation: FMA: compliant
EBA/REC/2014/0129.01.2014
EBA-Guidelines on capital measures for foreign currency lending to unhedged borrowers under the supervisory review and evaluation process (SREP)

Show description

Implementation: FMA: compliant
EBA/GL/2013/0206.12.2013
EBA Recommendation on the development of recovery plans

Show description

Implementation: FMA: compliant
EBA/REC/2013/223.01.2013
EBA Recommendations on supervisory oversight of activities related to banks participation in the Euribor panel

Show description

Implementation: FMA: compliant
EBA/REC/2013/111.01.2013
CEBS Guidelines on Remuneration Policies and Practices10.12.2010
CEBS Guidelines on Liquidity Cost Benefit Allocation27.10.2010
CEBS Guidelines on Stress TestingGL3226.08.2010
CEBS Guidelines on Liquidity Buffers & Survival Periods09.12.2009
CEBS Guidelines on Outsourcing14.12.2006