On 20 January 2025, the European Banking Authority (EBA) and the Supervisory Board of the European Central Bank (ECB) announced details about the 2025 EU banking stess test exercise. The stress test’s objective is to test the resilience of European banks, identify potential risks, test the resilience of European banks, guide supervisory and inspection practices, and improve market discipline.
EBA is conducting the EU-wide stress test on 64 banks, collaborating closely with the ECB for stress testing euro area institutions. Austria is represented in this stress test by Erste Group Bank AG and Raiffeisen Bank International AG. In addition, the ECB is stress testing another 45 further banks from the euro area, along the same stress testing scenario, albeit adapted to these institutions’ smaller size and lesser complexity. The Austrian banks included in this stress test are Raiffeisenlandesbank Oberösterreich AG, Addiko Bank AG and the Volksbanken Verbund.
The results of the stress test are expected to be published at the start of August.