The European Central Bank (ECB) published the results of the Supervisory Review and Evaluation Process (SREP) for 2025 and its Supervisory Priorities for 2026-28 today.
- The aggregated results of the 2025 SREP show that banks directly supervised by the ECB exhibit sound capital and liquidity positions and good profitability
- Total CET1 requirements as well as Pillar 2 Guidance and Pillar 2 Requirements remain largely stable for 2026 at 11.2 % or 1.2 % respectively
- Non-binding Pillar 2 guidance (P2G) for 2026 decreased from 1.3 % to 1.1 %
- Qualitative measures primarily target credit risk, governance and capital adequacy, with intensified supervisory follow-up on remediation by banks
- The priorities for supervision for the period 2026-28 concentrate on banks’ resilience against geopolitical risks and macrofinancial uncertainties as well as their operational resilience and IT capacities.
The press release is available online.