In the first three quarters of 2025, Austrian insurance undertakings have earned significantly more than in the corresponding period for the previous year that was marked by severe storm damage. The result from ordinary activities (German: Ergebnis der gewöhnlichen Geschäftstätigkeit) (EGT) increased by 67% to €1.91 billion during the nine months to 30 September 2025, primarily driven by the increased profits in non-life and accident insurance.
During this period, premium volume rose by 5.1% to €18.8 billion, with health insurance’s contribution growing to 8.4%. Despite continued pressure, in life insurance there was nevertheless positive growth of regular premiums, due to increases in the areas of one-off premiums and unit-linked and index-linked policies. Profitability (EGT as a proportion of premium volume) was, as in recent years, highest for non-life and accident insurance, standing at 12.9%. The median Solvency Capital Ratio is 271%, compared with 264% in the middle of the year.
| Q1-Q3 2024 | Q1-Q3 2025 | Difference | |
| Premium volume | € 17.93 billion | € 18.84 billion | +5.1 % |
| of which: | |||
| Non-life/accident | € 11.71 billion | € 12.31 billion | +5.1 % |
| Life | € 3.84 billion | € 3.96 billion | +3.1 % |
| of which: | |||
| One-off premiums | € 479 m | € 592 m | +24 % |
| fund-/index-linked | € 1.04 billion | € 1.19 billion | +14 % |
| Health | € 2.38 billion | € 2.58 billion | +8.4 % |
| Result from ordinary activities | € 1.15 billion | € 1.91 billion | +67 % |
| of which: | |||
| Non-life/accident | € 818 m | € 1.51 billion | +85 % |
| Life | € 175 m | € 158 m | -9.7 % |
| Health | € 155 m | € 242 m | +56 % |
The full quarterly report can be found on the FMA website (in German only) at https://www.fma.gv.at/versicherungen/offenlegung/quartalsberichte/
Journalists may address further enquiries to
Boris Gröndahl (FMA Media Spokesperson)
Telephone: +43/(1)249/59-6010
Mobile: +43 676 8824 9995
E-Mail: [email protected]