Standardised Approach for calculating operational risk (STA)

The standardised approach for operational risk is a calculation technique which may be applied for capturing operational risk. In this case the credit institution’s complete business is broken down into business segments, for each one of which a respective own funds requirement is calculated (as a percentage of a specific indicator, see the table in Article 317 CRR). The own funds requirements for operational risk is the sum of the individual own funds requirements for all the individual business segments.