Pursuant to Article 4 para. 7 of the Bankwesengesetz (BWG; Banking Act), the Financial Market Authority (FMA) is entitled in individual cases to disclose to the general public by publication in the official gazette “Amtsblatt zur Wiener Zeitung”, or in any other official bulletin with nationwide circulation, the name of a company not entitled to carry out (Article 1 para. 1 no. 3 BWG; credit business) or to broker (Article 1 para. 1 no. 18 lit. b BWG) certain banking transactions.
By publication in the official gazette “Amtsblatt zur Wiener Zeitung” of 24 July 2008, the FMA is exercising this right and warns against the conclusion of banking transactions requiring a licence with the following provider:
Delphin Consulting GmbH
with its head office at
Salztorgasse 2/14
1010 Vienna
Austria
This provider is in possession neither of a licence issued by the FMA nor a trade licence that would entitle them to carry out and broker certain banking transactions. Therefore, the provider is neither allowed to conclude loan agreements nor to grant loans (credit business). In addition, the provider is not entitled to broker loans, with the exception of mortgage and personal loans brokered while practising the trades of real estate broker and of broker of personal loans, mortgage loans and investment advice.