Pursuant to Article 88 of the Payment Services Act 2018 (ZaDiG 2018; Zahlungsdienstegesetz 2018), the FMA is the competent authority for the supervision of payment institutions. Directive (EU) 2015/2366 (Payment Services Directive 2 (PSD2 )) is transposed by ZaDiG 2018 .
Under Article 88 para. 5 no. 1 ZaDiG 2018 the FMA is required to publish the applicable laws and regulations on its website that apply to the supervision of payment institutions.
Law
- Payment Services Act 2018 (ZaDiG 2018; Zahlungsdienstegesetz)
Regulations
- Qualifying Holdings Regulation 2016 (EKV 2016; Eigentümerkontrollverordnung 2016)
- FMA Deadline Extensions Regulation 2020 (FMA-FriVerV 2020; FMA-Fristenverlängerungsverordnung 2020)
- FMA Fees Regulation (FMA-GebV; FMA-Gebührenverordnung)
- FMA Incoming Platform Regulation (FMA-IPV; FMA-Incoming-Plattform-Verordnung)
- FMA Cost Regulation 2016 (FMA-KVO 2016; FMA-Kostenverordnung 2016)
- FMA Regulation on the Annex to the Audit Report for Payment Institutions (ZAPV; Anlage zum Prüfungsbericht für Zahlungsinstitute)
- Payment Institution and Electronic Money Institution Reporting Regulation (ZEIMV; Zahlungs- und E-Geld-Institute-Meldeverordnung)
Under Article 88 para. 5 no. 2 ZaDiG 2018 the FMA is required to publish FMA Minimum Standards and Circulars relating to the supervision of payment institutions on its website.
Under Article 88 para. 5 no. 3 ZaDiG 2018 , the FMA is obliged to disclose the options under Directive (EU) 2015/2366 that are exercised on its website.
Overview of exercised discretions from PSD2 (Format: xlsx, Size: 27,5 KB, Language: English)
Further Information
Law
Payment Services Act 2018 (ZaDiG 2018; Zahlungsdienstegesetz 2018) (Format: pdf, Size: 787,7 KB, Language: English) Regulation on Qualifying Holdings 2016 (Eigentümerkontrollverordnung 2016 – EKV 2016) (Format: pdf, Size: 399,4 KB, Language: English)FMA Deadline Extensions Regulation 2020 (FMA-FriVerV 2020; FMA-Fristenverlängerungsverordnung 2020) (Format: pdf, Size: 343,3 KB, Language: English)Regulation of the Financial Market Authority (FMA) on Electronic Submission (FMA Regulation on the Incoming Platform - FMA-IPV; FMA-Incoming-Plattformverordnung) (Format: pdf, Size: 141,7 KB, Language: English)FMA Cost Regulation 2016 (FMA-KVO 2016; FMA-Kostenverordnung 2016) (Format: pdf, Size: 273,1 KB, Language: English)